:root{--ink:#12263a;--muted:#4a5d70;--bg:#f5f8fb;--card:#fff;--brand:#0f5c7a;--brand-dk:#0b4760;--call:#1a7f3c;--call-dk:#14652f;--line:#dbe4ec;--warn:#8a5a00;--radius:14px;--max:1080px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.55 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);padding-bottom:88px}
img,svg{max-width:100%}
a{color:var(--brand)}
a:focus-visible,button:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #f2b705;outline-offset:2px}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:8px 12px;z-index:100}
.skip:focus{left:8px}
.wrap{max-width:var(--max);margin:0 auto;padding:0 18px}
header.top{background:#fff;border-bottom:1px solid var(--line)}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:60px}
.logo{display:flex;align-items:center;gap:8px;font-weight:700;color:var(--ink);text-decoration:none;font-size:1.1rem}
.logo svg{width:30px;height:30px}
.top-call{display:none;font-weight:700;text-decoration:none;color:var(--call)}
.hero{background:linear-gradient(180deg,#e7f1f7 0%,var(--bg) 100%);padding:28px 0 18px}
.eyebrow{display:inline-block;font-size:.85rem;font-weight:600;color:var(--brand-dk);background:#d6e9f3;border-radius:999px;padding:4px 12px;margin:0 0 12px}
h1{font-size:clamp(1.75rem,6vw,2.75rem);line-height:1.15;margin:0 0 12px;letter-spacing:-.01em}
.sub{font-size:1.1rem;color:var(--muted);margin:0 0 18px;max-width:40em}
.status{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:.95rem;margin:0 0 14px}
.status .dot{width:10px;height:10px;border-radius:50%;background:var(--call);box-shadow:0 0 0 4px rgba(26,127,60,.15)}
.is-closed .status .dot{background:#c98a00;box-shadow:0 0 0 4px rgba(201,138,0,.15)}
.cta-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:18px;box-shadow:0 6px 24px rgba(18,38,58,.06);max-width:520px}
.btn{display:flex;align-items:center;justify-content:center;gap:10px;width:100%;min-height:56px;border-radius:12px;border:0;font:inherit;font-weight:700;font-size:1.1rem;text-decoration:none;cursor:pointer;padding:12px 16px}
.btn-call{background:var(--call);color:#fff}
.btn-call:hover{background:var(--call-dk)}
.btn-call svg{width:22px;height:22px;flex:none}
.btn-remind{background:#fff;color:var(--brand-dk);border:2px solid var(--brand);margin-top:10px}
.btn-remind:hover{background:#eef6fa}
.is-closed .btn-remind{background:var(--brand);color:#fff;border-color:var(--brand)}
.is-closed .btn-remind:hover{background:var(--brand-dk)}
.big-num{display:block;text-align:center;font-size:clamp(1.6rem,7vw,2.1rem);font-weight:800;letter-spacing:.02em;color:var(--ink);text-decoration:none;margin:10px 0 2px}
.fine{font-size:.85rem;color:var(--muted);margin:8px 0 0}
.closed-note{background:#fff7e6;border:1px solid #f1d9a6;color:#5c3d00;border-radius:10px;padding:10px 12px;font-size:.95rem;margin:0 0 12px}
section{padding:26px 0}
h2{font-size:1.45rem;line-height:1.25;margin:0 0 14px}
.steps{list-style:none;margin:0;padding:0;display:grid;gap:12px;counter-reset:s}
.steps li{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:16px 16px 16px 60px;position:relative;counter-increment:s}
.steps li::before{content:counter(s);position:absolute;left:16px;top:14px;width:32px;height:32px;border-radius:50%;background:var(--brand);color:#fff;font-weight:700;display:grid;place-items:center}
.steps strong{display:block}
.points{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.points li{padding-left:30px;position:relative}
.points li::before{content:"";position:absolute;left:4px;top:.45em;width:14px;height:8px;border-left:3px solid var(--call);border-bottom:3px solid var(--call);transform:rotate(-45deg)}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:12px;margin:0 0 10px;padding:0 16px}
.faq summary{cursor:pointer;font-weight:600;padding:14px 0;list-style-position:outside}
.faq details p{margin:0 0 14px;color:var(--muted)}
.remind{background:var(--card);border:2px solid var(--brand);border-radius:var(--radius);padding:18px;margin:18px 0 0;max-width:520px}
.remind h2{font-size:1.2rem;margin-bottom:6px}
.remind label{display:block;font-weight:600;margin:12px 0 6px}
.remind select{width:100%;min-height:48px;font:inherit;border:1px solid #9fb3c4;border-radius:10px;padding:8px 10px;background:#fff;color:var(--ink)}
.remind .row{display:grid;gap:10px;margin-top:12px}
.btn-sec{background:#eef6fa;color:var(--brand-dk);border:1px solid #b8d3e2;min-height:50px;font-size:1rem}
.btn-link{background:none;border:0;color:var(--muted);text-decoration:underline;font:inherit;cursor:pointer;padding:8px 0;margin-top:6px}
.sticky{position:fixed;left:0;right:0;bottom:0;background:rgba(255,255,255,.97);border-top:1px solid var(--line);padding:10px 12px calc(10px + env(safe-area-inset-bottom));z-index:50;box-shadow:0 -6px 20px rgba(18,38,58,.08)}
.sticky .in{max-width:var(--max);margin:0 auto;display:flex;gap:8px}
.sticky .btn{min-height:54px}
.sticky .btn-call{flex:2}
.sticky .btn-remind{flex:1;margin:0;font-size:.95rem;padding:8px}
.is-open .sticky .btn-remind{display:none}
footer{background:#0f2233;color:#c9d6e2;padding:28px 0 20px;font-size:.92rem;margin-top:10px}
footer a{color:#e6eef5}
footer nav{display:flex;flex-wrap:wrap;gap:8px 18px;margin:0 0 14px}
footer p{margin:0 0 10px;max-width:60em}
.legal main{padding:26px 0}
.legal main h1{font-size:1.9rem}
.legal main h2{font-size:1.2rem;margin-top:22px}
.legal main p,.legal main li{color:#2d4256}
[hidden]{display:none!important}
/* Image variant: photo sits in the copy column under the subhead. On mobile
   it is a short banner (180px, max 200px) so the call button stays above the
   fold and above the sticky bar. On desktop it is a 260px tile under the
   headline, with the call card in the right column above the fold. */
.hero-photo{margin:4px 0 16px;border-radius:var(--radius);overflow:hidden}
.hero-photo img{width:100%;height:180px;object-fit:cover;object-position:20% 35%;display:block}
@media (min-width:860px){
  body{padding-bottom:0}
  .hero{padding:52px 0 34px}
  .hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:start}
  .hero-photo{margin:16px 0 0}
  .hero-photo img{height:260px;object-position:center 32%}
  .steps{grid-template-columns:repeat(3,1fr)}
  .top-call{display:inline-flex;gap:6px;align-items:center}
  .sticky{display:none}
  .two{display:grid;grid-template-columns:1fr 1fr;gap:40px}
}
.nw{white-space:nowrap}